Consumer Financial Justice

Your Costs

Consumer Bankruptcy Law Project provides debt relief services on a needs-based ability to pay basis.

Our cost guidelines are as follows:

CHAPTER 7 BANKRUPTCY

The attorney’s fees for a Chapter 7 case filing are flat-rated, but can increase depending on the complexity of your circumstances and are determined on a case-by-case basis. In either a single or joint Chapter 7 case, we require $300 down towards the attorney’s fees in order to begin working on your case. If you are in need of payment options, we can offer assistance upon request.

  • Bankruptcy Court Filing Fee: $335
  • Attorney’s Fees: Scale begins at $700 for a single case or joint case.

CHAPTER 13 BANKRUPTCY

In either a single or joint Chapter 13 case, we require $500 down towards the attorney’s fees in order to begin working on your case. Any remaining attorney’s fees owed will be paid through your Chapter 13 Plan payments.

  • Bankruptcy Court Filing Fee: $310
  • Attorney’s Fees: $1,300 or on a scale based on the Utah Statutory Fee Schedule

* Bankruptcy law requires that an individual filing for bankruptcy undergo Credit Counseling before filing bankruptcy, and to complete a financial management education course before receiving a bankruptcy discharge. Both of these courses are provided online and can be completed 24-hours-a-day for your convenience. The organizations that provide credit counseling charge varied fees for the pre-filing credit counseling and the post-filing financial management courses, depending on the company.

A list of Credit Counseling Agencies approved by the United States Bankruptcy Court can be found by clicking here. You can also contact us or further information on how to complete these courses.

Chapter 7

Single or Joint Case
$700
  • Complete Debt Elimination
  • Asset Retention Much More Difficult
  • Cannot be Per Se Expunged
  • Usually Best Option
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Chapter 13

Single or Joint Case
$1,300
  • Debt Consolidation and Repayment Plan
  • Retain Allowable Assets
  • Repayment Spans Over Years
  • Based on your Income and Assets
Learn More